Insurance and Fees

Trapp Spinal Care is a NON -NETWORK PROVIDER. This means that we are not listed on any HMO, PPO or other network of providers which your insurance may work with. This does not mean that you may not receive reimbursement from your insurance company for chiropractic services (see questions below).

Trapp Spinal Care is a Cash Practice which means that we do not file insurance for our patients. If you have coverage for chiropractic services (from an OUT-of-NETWORK PROVIDER) we provide patients the completed claims forms and patients submit them directly to their insurance companies for payment. Payment should be made payable to the patient. Basically, YOU pay US, then THEY pay YOU. As a new patient begins care, we ask that you pay a minimum of $200.00 down. The balance of the initial fees (initial fees are currently $450.00) will be due within 90 days. Monthly statements are provided to assist the patient with payment responsibilities. We accept the following credit cards: VISA, MasterCard, and Discover, for your convenience.

We require that follow-up visits be paid as services are rendered. These will be charged at $30.00 for an exam-only visit, or $45.00 for an exam with a spinal correction. These charges can be submitted to insurance, as well.

Trapp Spinal Care DOES file claims for Medicare beneficiaries but we do not accept assignment on Medicare claims. Again, Medicare patients PAY US and then MEDICARE PAYS YOU.

Questions to ask your insurance carrier:

1. What percentage is covered for OUT-OF-NETWORK CHIROPRACTIC SERVICES?
2. What is my annual per person/family deductible? How much of my deductible has been met to date?
3. Do you require that a separate deductible be met for OUT OF NETWORK PROVIDERS ?
4. Do I need to get a referral from my Primary Care Physician? Does his/her referral have to be made to a NETWORK chiropractic provider or can I see the doctor I choose? (A lesser percentage may be paid for out-of-network services or no charges may be covered for out-of-network services, depending on your insurance plan.